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Lines of Credit Business Services

In addition to the BVR to cover the occasional overdraft, a company may also seek a Line of Credit for seasonal or other working capital needs. All lines of credit are reviewed annually and are on demand. Therefore, annual financials are required, and the Bank can make amendments as needed based on credit-worthiness. Lines of credit are tied to the WSJ Prime Rate plus a margin determined by lending. Lines of credit can be used and paid back without penalty.