|
Consumer Loan Rates*
(Effective: Friday, May 16, 2008)
|
Program
|
Downpayment
| Term
| Minimum Daily Balance
to earn APY | Max.
Balance
| Interest Rate
| Points
| APR
| Monthly Payments
per $1000 borrowed
| Maximum
LTV
| Fee
| Min. Deposit
| Min. Interest
|
HYBRID Auto Loan
| (Save on gas, save on financing and help save the environment. Buy a Hybrid or any vehicle with an EPA of 30 mpg or higher. Rates are subject to change without notice.) |
|
0%
| 24 months
| $0.00
|
| 4.99%
| | 4.99%
| $43.86
| 100%
|
|
|
| 0%
| 36 months
| $0.00
|
| 4.99%
| | 4.99%
| $29.97
| 100%
|
|
|
| 0%
| 48 months
| $0.00
|
| 4.99%
| | 4.99%
| $23.02
| 100%
|
|
|
| 0%
| 60 months
| $0.00
|
| 4.99%
| | 4.99%
| $18.86
| 100%
|
|
|
|
|
Debt Consolidation Loan
| (Maximum loan amount on debt consolidation loan is $20,000) |
|
0%
| 24 months
| $0.00
|
| 8.99%
| | 8.99%
| $45.68
|
|
|
|
| 0%
| 36 months
| $0.00
|
| 9.49%
| | 9.49%
| $32.03
|
|
|
|
| 0%
| 48 months
| $0.00
|
| 9.99%
| | 9.99%
| $25.36
|
|
|
|
| |
|
New Car Loans
|
10%
| 24 months
| $0.00
|
| 5.99%
| | 5.99%
| $44.32
|
|
|
|
| 10%
| 36 months
| $0.00
|
| 5.99%
| | 5.99%
| $30.42
|
|
|
|
| 10%
| 48 months
| $0.00
|
| 5.99%
| | 5.99%
| $23.48
|
|
|
|
| 10%
| 60 months
| $0.00
|
| 5.99%
| | 5.99%
| $19.33
|
|
|
|
| |
|
Used Auto Loans*
| (*Annual Percentage Rate(APR) subject to change without notice. 100% financing of purchase price or retail value as listed in the Official NADA Used Care Guide.) |
|
0%
| 24 months
| $0.00
|
| 5.99%
| 0 | 5.99%
| $44.32
| 100%
|
|
|
| 0%
| 36 months
| $0.00
|
| 5.99%
| 0 | 5.99%
| $30.42
| 100%
|
|
|
| 0%
| 48 months
| $0.00
|
| 5.99%
| 0 | 5.99%
| $23.48
| 100%
|
|
|
| |
|
Home Equity Line *
| (10 year draw/10 year repayment. Please see Important Terms Disclosure. Property insurance is required. Please consult your Tax Advisor for information regarding deductions on this product. A closing cost fee of $150.00 is required. Now offering a "Convertible Feature". Home Equity Line of Credit is based on the Prime Rate as published in The Wall Street Journal and will never exceed 18%. The minimum payment is $100.00. Rates are subject to change at any time.) |
|
0%
| 120-240 months
| $0.00
|
| 5.25%
| | 5.25%
| $4.32
| 80%
|
|
|
|
|
*Annual Percentage Rate (APR) subject to change without notice. 100% financing of purchase price or retail value as listed in Official NADA Used Car Guide, whichever is less. 60 months only available for new cars.
|
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