Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. The Village Bank and Village Wealth Management are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Village Wealth Management, and may also be employees of The Village Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of The Village Bank or Village Wealth Management. Securities and insurance offered through LPL or its affiliates are:

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Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interests. The Financial Institution is not a current client of LPL for brokerage or advisory services. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Kevin Flynn, Lincoln Financial, Village Wealth Management and LPL Financial are not affiliated.