Effective August 1, 2025
Personal Account Fees
| Item | Fee |
|---|---|
| Insufficient/Uncollected Funds (for items $100.00 or more)* | $30.00 |
| Insufficient/Uncollected Funds 18/65 (for items $100.00 or more)* | $5.00 |
| Returned Deposited Item | $6.00 |
| Stop Payment Fee | $25.00 |
| Check Printing Charge - (Fee depends on style of check requested) | Varies |
| Account Research Fee (per hour) | $30.00 |
| Money Order - Bank Customer | 1 Free |
| Money Order - Additional | $3.00 |
| Treasurer's Checks - Bank Customer | 1 Free |
| Treasurer's Checks - Additional Treasurer's Checks | $5.00 |
| Coupon Fee (per envelope) | $10.00 |
| Lost Passbook Fee | $5.00 |
| Replacement ATM/Debit Card Fee | $10.00 |
| Expedited Delivery of ATM/Debit Card | Varies |
| Preparation of Subordination Agreement | $100.00 |
| Lien Release | $5.00 |
| Levy Fee | $100.00 |
| Notary Fee (customers only) | No Charge |
| Foreign Currency Shipment Fee | $20.00 |
| Foreign Check Shipment Fee | $12.00 |
| Monthly Dormancy Fee - (Account balance less than $25.00 inactive for six (6) months) | $5.00 |
| Escheatment Fee (MA Abandoned Property) | $50.00 |
| IRA Transfer Fee (out-going) | $50.00 |
| Paper Statement Fee | $2.00 |
| Bill Payment - Overnight Check | $12.95 |
| Bill Payment - Same Day Payment | $9.95 |
| Wire Transfer - Incoming | No Charge |
| Wire Transfer - Outgoing - Domestic | $20.00 |
| Wire Transfer - Outgoing - Domestic (Online) | $10.00 |
| Wire Transfer - Outgoing - International | $40.00 |
FEE WAIVER NOTICE: If all the owners of a checking or savings account are under 19 years of age or 65 years of age or older (except for the spouse of the owner), the bank may assess a fee for certain services in accordance with the bank’s published service charge schedule which shall include stop payment orders, wire transfers, certified or bank checks, money orders, and deposit items returned, transactions at electronic branches and through other electronic devices, and services not directly associated with the deposit, withdrawal or transfer of funds from any such account as may be approved by the commissioner; and the bank may assess a reasonable charge, as determined by the account when payment on a check on the account has been refused because of insufficient funds. A $5.00 fee for checks returned as a result of insufficient funds will be charged.
Safe Deposit Boxes
| Item | Fee |
|---|---|
| 2" x 5" | $40.00/year |
| 3" x 5" | $50.00/year |
| 5" x 5" | $70.00/year |
| 3" x 10" | $85.00/year |
| 5" x 10" | $120.00/year |
| 10" x 10" | $225.00/year |
| Safe Deposit Box Drilling | $250.00 |
| Replace Lost Key | $15.00 |
| Safe Deposit Box Late Fee | $10.00 |