Personal Checking

Accounts That Make Managing Money Easy … And Affordable.

You need a checking account to pay bills and manage money. What you don’t need are unnecessary fees and difficult ways to waive them. At The Village Bank, we make checking simple and affordable with two smart options that come with no monthly fees or high minimum balance requirements.

Pay bills

Easily and electronically.

Get paid

Quickly with Direct Deposit.

Pay

Using your mobile phone.

Get cash

And avoid ATM Surcharges.

Compare Accounts

Village
Checking

Village Interest
Checking

Minimum
Opening Deposit

$20

$20

Monthly
Maintenance Fee

None

None

No

Yes

Minimum Balance
to Earn Interest

n/a

$20

$15 per month

No

Yes

Yes

Yes

Yes

ATM Access

Yes

Yes

Yes

Yes

Yes(2)
Yes(2)

eStatements

Required(3)
Required(3)
Villager Reserve(1)

Yes

Yes

Yes

Yes

1. Village Reserve Account: Advance funds from your Village Reserve Account into your checking account to cover overdrafts. Advances need to be setup ahead of time or can be made by simply writing a regular check. Based on age eligibility and subject to credit approval.
2. Message and data rates may apply. 
3. eStatements are required to open a checking account. Checking accounts without eStatements will be charged a $2 monthly maintenance fee.

Let's Get Started

For more information or answers to any questions, please visit our Customer Care Center, use our Contact Form, or call us at (617) 969-4300.

Personal Checking
I’m with The Village Bank because… LOVE that we have a personal relationship with the branch manager in Newtonville. The kindness of tellers. Low Key. Easy to get assistance when I call into the service center.

Survey Response

From 2020 Customer Survey

Personal Checking

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