Home Equity Rates

Put your home to work.

With our Home Equity Line of Credit, you can tap the equity in your home to borrow for any purpose.

The Village Bank (NMLS #: 408536) offers home loans in Massachusetts only.

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Home Equity Program

Program

Interest Rate

APR*

Home Equity Line

3.250%

3.250%

*Annual Percentage Rate (APR) subject to change without notice. Variable rate loan with a 10-year draw/10-year repayment. Please see Important Terms Disclosure (pdf). Property insurance required. Please consult your tax advisor regarding deductibility of interest. Borrowers are required to pay all closing costs. Home Equity Line of Credit rate is based on the Prime Rate as published in The Wall Street Journal and will never exceed 18%. The minimum payment is $100.00. Subject to credit approval. Other terms and conditions apply. Wall Street Journal Prime Rate as of January 12, 2022 is 3.250%.

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For more information or answers to any questions, please visit our Customer Care Center, use our Contact Form, or call us at (617) 969-4300.

Home Equity Rates

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All Village Bank branches will be closed Monday, January 17,
in observance of Martin Luther King Jr. Day,
and will reopen Tuesday, January 18, at 9:00 a.m. Thank you!
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