Home Equity Rates

Put your home to work.

With our Home Equity Line of Credit, you can tap the equity in your home to borrow for any purpose.

The Village Bank (NMLS #: 408536) offers home loans in Massachusetts only.

Program	Interest Rate	APR*
Home Equity Line	3.250%	3.250%
*Annual Percentage Rate (APR) subject to change without notice. Variable rate loan with a 10-year draw/10-year repayment. Please see Important Terms Disclosure (pdf). Property insurance required. Please consult your tax advisor regarding deductibility of interest. Borrowers are required to pay all closing costs. Home Equity Line of Credit rate is based on the Prime Rate as published in The Wall Street Journal and will never exceed 18%. The minimum payment is $100.00. Subject to credit approval. Other terms and conditions apply. Wall Street Journal Prime Rate as of January 20, 2021 is 3.250%.

Let's Get Started

For more information or answers to any questions, please visit our Customer Care Center, use our Contact Form, or call us at (617) 969-4300.

Home Equity Rates

You are now leaving The Village Bank

Weblinks – By clicking the link to an outside URL, you will enter a web site created, operated and maintained by a private business or organization. The Village Bank provides this link as a service to our website visitors. We are not responsible for the content, views, or privacy policies of this site. We take no responsibility for any products or services offered by this site, nor do we endorse or sponsor the information it contains. Village Bank is not responsible for the accessibility of this link. Email – Email is not secure. Time-sensitive requests or private information, such as account numbers, should not be sent via email.

You will be redirected to

Click the link above to continue or CANCEL