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Depositors Insurance Fund (DIF) insures all deposit amounts over FDIC limit

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CD and IRA Rates

TermInterest RateAPY*
12 months3.30%3.35%
18 months3.30%3.35%
2 years3.30%3.35%
30 months3.45%3.50%
3 years3.45%3.50%
5 years3.45%3.50%
*Annual Percentage Yield (APY) effective June 3, 2026. The quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals.

IRA Rates

TermInterest RateAPY*
91 Days**3.25%3.25%
6 months3.20%3.25%
12 months3.30%3.35%
18 months3.30%3.35%
2 years3.30%3.35%
30 months3.45%3.50%
3 years3.45%3.50%
4 years3.45%3.50%
5 years3.45%3.50%
*Annual Percentage Yield (APY) effective June 3, 2026. With the exception of products with a term of less than one year, the quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals.
**Simple interest.

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