CD & IRA Rates

Planning for your future.

We offer a breadth of savings solutions to meet your short- and long-term goals.

Certificates of Deposit

Term

Interest Rate

APY*

91 Days**

0.25%

0.25%

6 months

0.25%

0.25%

12 months

0.40%

0.40%

18 months

0.40%

0.40%

2 years

0.50%

0.50%

30 months

0.50%

0.50%

3 years

0.60%

0.60%

4 years

0.60%

0.60%

5 years

0.60%

0.60%

*Annual Percentage Yield (APY) effective April 14, 2021. Yield assumes rolling over of account and assumes funds remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may beassessed for early withdrawals.

**Simple interest.

Individual Retirement Accounts

Term

Interest Rate

APY*

12 months

0.40%

0.40%

18 months

0.40%

0.40%

2 years

0.50%

0.50%

30 months

0.50%

0.50%

3 years

0.60%

0.60%

5 years

0.60%

0.60%

*Annual Percentage Yield (APY) effective April 14, 2021. Yield assumes rolling over of account and assumes funds remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals. Fees may reduce earnings.

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For more information or answers to any questions, please visit our Customer Care Center, use our Contact Form, or call us at (617) 969-4300.

CD and Retirement Rates

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