CD & IRA Rates
Planning for your future.
We offer a breadth of savings solutions to meet your short- and long-term goals.
Certificates of Deposit
Term | Interest Rate | APY* |
91 Days** | 0.10% | 0.10% |
6 months | 0.15% | 0.15% |
12 months | 0.20% | 0.20% |
18 months | 0.20% | 0.20% |
2 years | 0.30% | 0.30% |
30 months | 0.40% | 0.40% |
3 years | 0.50% | 0.50% |
4 years | 0.50% | 0.50% |
5 years | 0.50% | 0.50% |
*Annual Percentage Yield (APY) effective September 22, 2021. Yield assumes rolling over of account and assumes funds remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may beassessed for early withdrawals. | ||
Individual Retirement Accounts
Term | Interest Rate | APY* |
12 months | 0.20% | 0.20% |
18 months | 0.20% | 0.20% |
2 years | 0.30% | 0.30% |
30 months | 0.40% | 0.40% |
3 years | 0.50% | 0.50% |
5 years | 0.50% | 0.50% |
*Annual Percentage Yield (APY) effective September 22, 2021. Yield assumes rolling over of account and assumes funds remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals. Fees may reduce earnings. | ||
Let's Get Started
For more information or answers to any questions, please visit our Customer Care Center, use our Contact Form, or call us at (617) 969-4300.