CD & IRA Deposit Rates | The Village Bank, Massachusetts

CD & IRA Rates

Planning for your future.

We offer a breadth of savings solutions to meet your short- and long-term goals.

Certificates of Deposit

Term	Interest Rate	APY*
91 Days**	0.50%	0.50%
6 months	0.75%	0.75%
10 months	4.41%	4.50%
12 months	1.49%	1.50%
18 months	1.74%	1.75%
2 years	1.98%	2.00%
30 months	1.98%	2.00%
3 years	2.47%	2.50%
4 years	2.47%	2.50%
5 years	2.47%	2.50%
Annual Percentage Yield (APY) effective March 29, 2023. With the exception of products with a term of less than one year, the quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals. *Simple interest.

Individual Retirement Accounts

Term	Interest Rate	APY*
12 months	1.49%	1.50%
18 months	1.74%	1.75%
2 years	1.98%	2.00%
30 months	1.98%	2.00%
3 years	2.47%	2.50%
5 years	2.47%	2.50%
*Annual Percentage Yield (APY) effective March 29, 2023. The quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals.

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CD and Retirement Rates

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