Mortgages

We have you covered.

Ready to buy, build, or refinance a home? We’re ready to help make it happen for you with a full line of home mortgages to meet virtually any need or budget. We offer the same low rates on jumbo mortgages, local servicing, and helpful guidance every step of the way.

The Village Bank (NMLS #: 408536) offers home loans in Massachusetts only.

Refinance

Lower your payment, shorten your term or get cash out.

Buy

Your first home or a vacation home.

Move

Rightsize into something bigger or smaller.

Build

The home of your dreams.

Fixed Rate Mortgages

If you want set monthly mortgage payments, and don’t want to worry about changing interest rates, a Fixed Rate Mortgage is just the ticket! Choose from our 10, 15, 20 and 30-year products.

Adjustable Rate Mortgage (ARM)

ARMs offer more flexibility, with rate adjustments during the term.

Jumbo Mortgages

Whether you need to finance $100,000 or $10 million, you’ll get the same low rate.

First Time Home Buyers

Our First Time Home Buyers Program is available to people who have never owned a home, and also to those who haven’t owned a property in the last three years. You’ll pay less up front and less to close your loan.

Let's Get Started

For more information or answers to any mortgage questions, please contact our Mortgage Department at ResidentialLending@village-bank.com or call (617) 340-1253.

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I’m with The Village Bank because…

LOVE that we have a personal relationship with the branch manager in Newtonville. The kindness of tellers. Low Key. Easy to get assistance when I call into the service center.

Survey Response

From Customer Survey

Mortgages & Home Financing

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