CD & IRA Rates
Planning for your future.
We offer a breadth of savings solutions to meet your short- and long-term goals.
Certificates of Deposit
Term | Interest Rate | APY* |
91 Days** | 3.50% | 3.50% |
6 months | 3.69% | 3.75% |
12 months | 3.81% | 3.875% |
18 months | 3.69% | 3.75% |
2 years | 3.54% | 3.60% |
30 months | 3.45% | 3.50% |
3 years | 3.45% | 3.50% |
4 years | 3.20% | 3.25% |
5 years | 3.20% | 3.25% |
*Annual Percentage Yield (APY) effective August 6, 2025. With the exception of products with a term of less than one year, the quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals. **Simple interest. | ||
Individual Retirement Accounts
Term | Interest Rate | APY* |
12 months | 3.81% | 3.875% |
18 months | 3.69% | 3.75% |
2 years | 3.54% | 3.60% |
30 months | 3.45% | 3.50% |
3 years | 3.45% | 3.50% |
5 years | 3.20% | 3.25% |
*Annual Percentage Yield (APY) effective August 6, 2025. The quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals. | ||
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