Credit Builder
A fresh start for your financial future
Whether you’re just starting out or overcoming past financial challenges, our Credit Builder Loan is designed to help you begin to take control of your financial future.
No credit history? No problem.
This loan is ideal for young people or anyone with little to no credit history.
Bad credit? We’ve got you covered.
Our flexible approval process helps those with less-than-perfect credit take their first steps toward improvement.
Affordable and manageable
Low monthly payments and competitive interest rates make building your credit easy and stress-free.
Build credit as you repay
On-time payments are reported to major credit bureaus, helping to raise your credit score over time.
Credit Builder
Term | Loan Amount | Interest Rate | APR* |
1 Year | $1,000 | 6.00% | 6.00% |
2 Year | $2,000 | 6.50% | 6.50% |
3 Year | $3,000 | 7.00% | 7.00% |
4 Year | $4,000 | 7.50% | 7.50% |
5 Year | $5,000 | 8.00% | 8.00% |
*Annual Percentage Rate (APR) effective October 30, 2024 subject to change without notice. RATIFICATION. Except as specifically amended by the terms of this Deposit Account Collateral Loan Note and Disclosure Addendum, the terms of the Agreement remain in full force and effect and are hereby ratified and confirmed. |
Let's Get Started
For more information or answers to any questions, please visit our Customer Care Center, use our Contact Form, or call us at (617) 969-4300.