Consumer Schedule of Fees

Effective October 1, 2022

Checking Charges

Insufficient/Uncollected Funds (for items $100.00 or more)*


Insufficient/Uncollected Funds 18/65 (for items $100.00 or more)*


*Fees apply to overdrafts created by check or in-person withdrawal. Maximum of three (3) fees will be charged per day.

Returned Deposited Item


Stop Payment Fee


Check Printing Charge


(Fee depends on style of check requested)

Account Research

Account Research Fee (per hour)


Money Order Fees

Bank Customer

1 Free

Additional Money Orders


Treasurer's Check Fees

Bank Customer

1 Free

Additional Treasurer's Checks


Other Fees and Charges

Coupon Fee (per envelope)


Lost Passbook Fee


Replacement ATM/Debit Card Fee


Expedited Delivery of ATM/Debit Card


Preparation of Subordination Agreement


Lien Release


Levy Fee


Notary Fee (customers only)

No Charge

Foreign Currency


Foreign Check Shipment Fee


Monthly Dormancy Fee


(Account balance less than $25.00 inactive for six (6) months)

Escheatment Fee (MA Abandoned Property)


IRA Transfer Fee (out-going)


Paper Statement Fee


Bill Payment - Overnight Check


Bill Payment - Same Day Payment


Wire Transfer Fees


No Charge

Outgoing - Domestic


Outgoing - International


Safe Deposit Box Annual Rental Fees

(Contents not insured by the FDIC or The Village Bank)

2" x 5" Safe Deposit Box


3" x 5" Safe Deposit Box


5" x 5" Safe Deposit Box


3" x 10" Safe Deposit Box


5" x 10" Safe Deposit Box


10" x 10" Safe Deposit Box


Other Safe Deposit Fees

Safe Deposit Box Drilling


Replace Lost Key


Safe Deposit Box Late Fee



If all the owners of a checking or savings account are under 19 years of age or 65 years of age or older (except for the spouse of the owner), the bank may assess a fee for certain services in accordance with the bank’s published service charge schedule which shall include stop payment orders, wire transfers, certified or bank checks, money orders, and deposit items returned, transactions at electronic branches and through other electronic devices, and services not directly associated with the deposit, withdrawal or transfer of funds from any such account as may be approved by the commissioner; and the bank may assess a reasonable charge, as determined by the account when payment on a check on the account has been refused because of insufficient funds. A $5.00 fee for checks returned as a result of insufficient funds will be charged.

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For more information or answers to any questions, please visit our Customer Care Center, use our Contact Form, or call us at (617) 969-4300.

Consumer Schedule of Fees

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